Responsibility for asset management differs according to the type of retirement pension plan.

• DB Plan: Employer (Plan sponsor)
• DC Plan & Personal IRP: Employee (Plan participant)

With the DB plan, the employer is responsible for asset management and holds final authority.
On the other hand, with the DC plan, each participant is responsible for asset management and holds authority.

• Identify investment style

  Identify individual investment style through analysis provided by Hana Bank retirement pension

• Establish investment goal and analyze market status

  • DB Plan: Provide asset management consulting service to establish corporate management goal
  • DC plan and personal IRP: provide investment style analysis and retirement planning simulation service
  • Provide various reports including Hana Happiness Guide, etc. published by Hana Bank Retirement Pension

  Retirement planning Report

• Allocate assets Select investment product and make portfolios

  Select investment products and design Kportfolios suitable for management goal and investment style

  Portfolios

• Monitor management status

  • Send management status report quarterly
  • Provide target earnings rate notification service
  • Identify management status through retirement pension cyber counter

• Rebalance assets

  Modify investment products based on management results and market status